First-Time Homebuyers

Congratulations on your decision to buy your first home!  It’s both exciting and scary at the same time. We’re here to help and guide you through the whole adventure.

You are likely here because you’re already on the first step...gathering information.  The links below connect to a wealth of information...and during our first meeting we’ll walk you through the whole process and answer your questions.

A common question of first-time homebuyers is, “How much will it cost me to be represented a Realtor? Will I save money by looking and buying on my own?”

The good news is, compensation for the services of a buyer’s agent is nearly always paid by the seller as part of their listing contract. Having a professional guiding you through the process and looking out for your best interests usually saves you both time and money!

If you’re wondering if you’re ready to buy here’s a good place to start... information provided by Fannie Mae and Ginnie Mae, government guaranteed loans...

• Knowing and understanding your credit
• Homeownership 101
• Buy vs rent calculator
• Affordability calculator

Follow the links to your left and below to answer questions such as...

• How much cash do I need?
• What’s the difference between owning a condo, townhome or house?
• What is a buyer’s agent?
• What is involved in the homebuying process?

Some helpful buyer blog posts at HomesMSPblog.com

Follow links below, plus be sure to click on ‘Buying a Home’ and ‘Financing’ categories for the most recent information. ‘Inspections’ also has some great insights into what is involved in owning and maintaining a home.