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Daily Blog
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- Daily posts with useful information on buying and selling a home and life in the Twin Cities area
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FREE Information Packages
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- Selling, Buying, Financing
- Twin Cities Senior Housing Directory
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Twin Cities Market
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Free Market Evaulation
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- Get a free estimate of the value of your home, done by a real person
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Mortgage Checklist
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Be prepared to supply the following information when you apply for a mortgage. Your lender will also run your credit history and may ask for additional items depending on your situation.
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Application information
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- Home address(es) for the previous two years
- Your social security number(s)
- Employment information for the previous two years including employer name, address and phone number
- Income information including salary, overtime, bonuses, commissions, dividends, interest, retirement and any other source of ongoing income
- Liquid assets including bank name, account type, balance, and source of down payment
- Other assets including the value of bonds, stocks, life insurance, retirement funds, jewelry, automobiles, etc.
- Liabilities including creditor names and outstanding balances for all debts including notes payable, 401(k) loans, life insurance loans, stock pledges, alimony, child support, co-sign loans, credit union loans, and other liabilities
- Real estate owned including property address, market value, outstanding liens, rental income, mortgage payments, taxes, insurance and maintenance dues
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