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Spot local sites and learn about metro area neighorhoods as you follow ‘Where is HomesMSP?’ at www.facebook.com/HomesMSP
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Twin Cities Market
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Free Guides
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- First-time homebuyer guide
- Twin Cities relocation guide
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Free Market Analysis
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- Free comparative market analysis of what your home might sell for in today’s market, done by a real person
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Search over 200 pages of real estate information at HomesMSP.com
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A portion of every transaction donated to HABITAT FOR HUMANITY
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Your Life.
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Your Place.
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dream...plan...live
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Mortgage Checklist
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Be prepared to supply the following information when you apply for a mortgage. Your lender will also run your credit history and may ask for additional items depending on your situation. More items are required than in the past, and your credit score also plays a much more critical role.
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Application information
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- Home address(es) for the previous two years
- Your social security number(s)
- Photo ID
- Employment information for the previous two years including employer name, address and phone number
- Paystub showing at least 30 days of earnings within 30 days of your loan application
- Income information including salary, overtime, bonuses, commissions, dividends, interest, retirement and any other source of ongoing income
- W-2’s and tax returns for the last two years
- Bank statement
- Liquid assets including bank name, account type, balance, and source of down payment
- Other assets including the value of bonds, stocks, life insurance, retirement funds, jewelry, automobiles, etc.
- Court decrees, including child support, alimony, property transfers, complete divorce decree, bankruptcy documents
- Liabilities including creditor names and outstanding balances for all debts including notes payable, 401(k) loans, life insurance loans, stock pledges, co-signed loans, credit union loans, and other liabilities
- Real estate owned including property address, market value, outstanding liens, rental income, mortgage payments, taxes, insurance and maintenance dues
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See blog post... Items needed for your loan application...
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